Frequently Asked Questions
How is F&O turnover calculated?
Using the Absolute Profit Method: Turnover = sum of absolute P&L from each trade. For options: |sell price - buy price| × quantity. For futures: |exit - entry| × lot size. Premium from expired worthless options (sold) is added in full. This method is endorsed by ICAI and accepted by the Income Tax department.
What is the tax audit threshold for F&O?
₹10 crore if 95%+ transactions are digital (Section 44AB(a)). Since all broker platforms are digital, this limit applies to virtually all traders. Below this threshold, audit is only required if you're declaring losses and turnover exceeds ₹2 crore (44AD presumptive taxation rules).
Are expired options included in turnover?
Yes. If you sold options that expired worthless, the full premium received is added to turnover. This is the most common way turnover gets inflated for option sellers. A regular seller can easily cross ₹10 crore in turnover even with modest capital.
What happens if I cross the audit threshold?
You must get books audited by a CA and file Form 3CD before September 30. Penalty for not getting audit: 0.5% of turnover or ₹1.5 lakh (whichever is lower). You must maintain proper books of accounts, P&L statement, and balance sheet.
How is F&O income taxed?
F&O profits are non-speculative business income, taxed at your regular slab rate. You can claim trading expenses (internet, platform fees, advisory) as deductions. F&O losses can be offset against any income except salary. Unabsorbed losses can be carried forward for 8 years.